367: Getting the Most out of Your Insurance with Colleen Giles-Harris

You pay for insurance, but is it protecting you? Running a business means we have to understand the risk we take on with the services we offer. As your business changes, so too do your insurance needs. Colleen Giles-Harris, Underwriter with Pet Sitters Associates, joins the show to walk us through the questions we need to ask about our businesses to make sure we are covered. She explains where the homeowners insurance comes into play during a claims process and why it matters the kind of pets you're caring for. Colleen also shares how to properly document for a claims process and how to approach minimum-level of care concerns.

Main topics:

• Duty to Defend

• Breed limitation?

• Minimum levels of care

• Documentation

• Getting dropped?

Main takeaway: To get the most out of your insurance, know your business and the services you want to offer.

About our guests:

Colleen Giles-Harris, CIC, is the Underwriter and Manager of the insurance program for Pet Sitters Associates. As an Underwriter, she works with the insurance company to make sure that the association members have the proper coverages and that the correct premium is being charged for their exposures. As the Program Manager, Colleen works with the association to help with marketing and developing the program and she assists association members with tough insurance question. Colleen is passionate about what she does and feels strongly that every pet care professional needs quality insurance to protect their business.

Links:

petsitllc.com

PSA Headquarters – [email protected]; (715)450-9513

Colleen Giles-Harris – [email protected]; (715)852-1282

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Full show notes and transcript

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