SQL Server vs. Excel: Why We Won't Let Go of Spreadsheets (And When It's Time To)

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Why does this gap exist? Why do capable, data-literate teams keep copying numbers into cells instead of querying a proper database? Let's look at it honestly.
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The Excel-vs-database debate isn't really about software. It's about habits. Teams stick with what's familiar, even when it's quietly costing them hours of manual work, occasional data disasters, and reports nobody fully trusts.