Housing Demand Hits 3-Year High as Mortgage Spreads Improve

Housing demand is finishing 2025 on a high note. Mortgage purchase applications have climbed to their strongest level in nearly three years, thanks to 18 straight weeks of improved mortgage spreads keeping rates near 6%. In today's episode, Kathy Fettke breaks down what's driving this surge in buyer activity, how inventory and pricing trends are shifting, and what the latest data signals for the housing market as we head into 2026.

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SOURCE: https://www.housingwire.com/articles/mortgage-spreads-boost-demand/