$1 Trillion In CDs Are Maturing In 2025: Here's What You Need To Know

CDs (or certificates of deposit) are low-risk savings vehicles offered by banks, credit unions and many other financial institutions.

Individuals can commit a certain amount of money for a specific period of time, and the issuing bank commits to paying a specified rate of interest.

CDs generally have terms ranging from a few months to several years, and usually offer higher yields than savings accounts. But with over $1 trillion in CDs maturing in 2025, investors have some big decisions to make.