Are Mortgage Rates About to Go Up? Here’s What’s Really Happening⎟Ep. 2401

The Reserve Bank is forecasting inflation could hit 4.2%… so why didn’t they raise the Official Cash Rate?

In this episode, Ed and Andrew unpack the latest OCR announcement and why the headline number doesn't tell the full story. From global geopolitics to behind-the-scenes bank pricing, there’s more going on than meets the eye.

You’ll learn:

• What Trump’s ceasefire could mean for oil prices – and why that impacts inflation forecasts
• Why the Reserve Bank held rates, even with inflation expected to rise
• The “secret” bank discounts that mean you might not be paying what’s advertised

The key takeaway? Not all inflation is created equal – and not all of it is permanent. And while headline mortgage rates are creeping up, what borrowers actually pay often tells a different story.

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