How AfterPay and LayBuy Can Impact Your Ability to Invest | Ep. 504

In this episode, we discuss how AfterPay, LayBuy and other short-term 'buy now, pay later' providers can impact your property investment and home-buying plans. 

If the bank sees regular payments being made to these providers, they will decrease the amount of income that you have available to service a mortgage in their calculations. A $50 a week payment can mean that the amount you can borrow falls by up to $40,000. 

We also mention that we are looking to bring on financial advisers in Auckland, Christchurch and Wellington. Click the links to check out the job description.