S9 Bonus: From 13 Years of Bootstrapping to Defying the Tech Winter: Stripping Away the Flat 2.9% Fee Monopoly by Owning the Full Payment Stack With Nic Beique of Helcim

Nic Beique was born in Odessa, Texas, but moved when he was very young to Montreal. Later in his teens, he moved to Alberta, which he describes as the "Denver of Canada". He loves his work, and spends most of his time thinking about how to expand his new venture - but outside of this, he lives in a beautiful city, with tons of hiking, skiing and snowboarding. He also enjoys a lego set here and there, keeping close to his building roots. Nic started his first payments business a decade ago, which lived under the shadow of the bank. After many years of negotiation, he convinced the powers that be to let his company become its own payment processor. And after 3 years, he built a giant MVP to build the Square for grown-ups This is the creation story of Helcim.

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