First-Time Homebuyer Age Hits 40 for the First Time: NAR Report

The National Association of Realtors' latest data shows a historic shift in the U.S. housing market: the typical first-time homebuyer is now 40 years old. In this episode, Kathy Fettke breaks down why first-time buyers are aging, what rising mortgage rates and record-high prices have to do with it, and how this trend is reshaping inventory, mobility, and long-term wealth building. We also look at what improving mortgage rates and growing supply could mean for buyers heading into 2026.

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SOURCES: https://www.realtor.com/news/trends/first-time-homebuyer-median-age-2025/

https://www.nar.realtor/newsroom/first-time-home-buyer-share-falls-to-historic-low-of-21-median-age-rises-to-40