050426 ~ Credit Report Freeze & Identity Theft - Nicole Bernacik

May 4, 2026 ~ Lucy Ann Lance talks with Nicole Bernacik, Financial Education Specialist, University of Michigan Credit Union for this week's Money Monday! Nicole focuses on the importance of a credit report freeze as a free and effective way to protect against identity theft. She also explains how a credit freeze stops lenders from viewing your credit report, making it hard for fraudulent accounts to open.